Navigating Marine
Insurance with Confidence

SRIM offers comprehensive marine insurance and marina coverage designed for every type of vessel and operation. From cruisers and sailboats to commercial watercraft and marinas, our programs provide all-risk protection, same-day quotes, in-house claims service, and coverage on the water, in storage, or in transit. Whether for personal use, commercial operations, or marine businesses, we deliver tailored solutions that give you confidence and peace of mind every time you set sail.

Marine
Portal

We are committed to service and the ease of doing business and have developed a Marine+ insurance portal for personal and commercial vessels.

This allows the broker to quote and bind within 5-7 minutes within their office and emails the policy instantly. This portal is available to the brokerage community 24/7!

Request Access

Products

VESSEL TYPES

Cruisers
Sailboats
Runabouts/Fishing Boats
Ski Boats
Pontoon Boats
Houseboats
Trawlers
Jet Boats & Riverboats
Catamarans
High Performance Boats
PWC (Jet Skis & Sea Doos)

VESSEL USES

Personal
Fishing Guides
Boat Tours
Whale Watching
Dive Boats
And More!

Program
Highlights

All-Risk Insurance Coverage
Same day quotes & policies
Agreed Value: Present Market Value
In-House Claims Service
Navigational Areas for BC, Alberta, Saskatchewan, Manitoba, Ontario, Quebec, Yukon, Northwest Territories
Inland waters of the states of Alaska, Washington, Idaho, Montana, North Dakota, Minnesota, Wisconsin, Michigan, Ohio, Pennsylvania, Vermont, and New York
Coverage available for vessels up to $200,000 in value
Capacity to write vessels valued over $200,000 by referral
Accidental loss or damage of vessels on the water, in storage, and in transport (subject to policy exclusions)
Separate $250 deductible for trailers, tenders, auxiliary motors, and personal effects
$1,000,000 Protection & Indemnity included with option to increase
Pollution Liability included in Standard Protection & Indemnity
Coverage for Mechanical Breakdown
Uninsured/Underinsured Boater Liability Coverage follows Protection & Indemnity Limit
$1,000 Commercial Towing included
$5,000 Medical Payments included
$10,000 Accidental Death Benefit included
$2,500 Personal Effects included (option to increase)
Coverage available for Boathouses, Cradle, Stands, or Lifts
Coverage for Individuals, Partnerships, and Corporate/Business Owners